WANT TO BUY A HOME AND NEED HELP WITH THE DOWN PAYMENT?
GET UP TO $30,000 IN DOWNPAYMENT MONEY. BUY A HOME IN ARIZONA WITH LITTLE OR NO MONEY DOWN THROUGH FEDERAL, STATE, OR MUNICIPAL DOWN PAYMENT PROGRAMS FOR AZ HOMES.
Welcome To DownpaymentAZ.org
You Can Get A Home
Arizona home buyers can get down payment assistance to cover down payment and / or closing costs. Let us show you how.
How Much Can You Get?
There are millions of dollars available to cover down payment and closing costs and help home buyers in Arizona get approved.
Where’s The Money?
Federal, State, and Local Housing Assistance Programs, Non Profits, Lenders, Community Action Programs, and various other institutions serving Arizona home buyers.
Down Payment Frequently Asked Questions
How Many Down Payment Programs Are Available In Arizona?
The number of down payment programs can fluctuate because there are federal, state, county, municipal, and private down payment grant programs available. Some down payment programs have budget limits, some have expiration dates. New programs get introduced on a regular basis. We match you with the down payment programs you qualify for and best meet your financial need.
What are some of the DPA programs available to AZ home buyers?
Arizona Department of Housing (ADOH) Home Plus Program
Provides down payment assistance ranging from 1% to 5% of the loan amount.
Available for first-time and repeat homebuyers.
Income limits and purchase price limits apply.
Pima Tucson Homebuyer’s Solution Program
Offers down payment assistance of up to 5% of the loan amount.
Available to first-time and repeat homebuyers.
Certain income and purchase price limits apply.
Home in Five Advantage Program
Provides up to 5% assistance for down payment and closing costs.
Available in Maricopa County.
Targeted at low- to moderate-income families, military personnel, veterans, and first responders.
Home+ Plus Program (administered by the Arizona Housing Finance Authority)
Offers up to 5% down payment assistance.
Available to first-time and repeat homebuyers.
Income and purchase price limits must be met.
Tucson/Pima County Down Payment Assistance Program
Provides up to 3.5% of the purchase price for down payment and closing costs.
Available to first-time homebuyers in Pima County.
Income limits and purchase price limits apply.
Pathway to Purchase Program
Provides up to $20,000 in down payment assistance.
Available in certain targeted areas within Arizona.
Income limits and purchase price limits must be met.
Newtown Community Development Corporation Down Payment Assistance
Offers up to $25,000 in down payment assistance.
Available to low- to moderate-income homebuyers in Tempe and other targeted areas.
Must complete homebuyer education classes.
Chicanos Por La Causa Homebuyer Assistance Program
Provides down payment and closing cost assistance.
Available to first-time homebuyers.
Income limits apply, and homebuyer education is required.
A downpaymentAZ specialist can discuss all down payment assistance programs that best meet individual home buyer needs.
How Do You Qualify For Down Payment Grants?
Each program and participating lender may have different credit score requirements, income levels, etc. It’s best to review all factors in qualifying for down payment money. Give us a call now or complete the secure online form to see how much down payment money you can get.
Can You Qualify For Down Payment Grants With Poor Credit?
Yes, We can work with many buyers who have credit scores as low as 600. There are many programs available to review or help you clean up bumps or bruises on your credit.
What Type of Mortgages Qualify For Down Payment Assistance?
Many types including FHA, VA Loans, USDA, UHC and most Conventional loans. Call now or complete the secure form to see how much down payment assistance you can get.